JAI PARKASH; DR. PRIYANKA YADAV. Digital Transformation and Workforce Efficiency: A Study of IT Initiatives in Haryana’s District Central Co-operative Banks. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT), [S. l.], v. 2, n. 4, p. 357–369, 2025. Disponível em: https://www.ijarmt.com/index.php/j/article/view/615. Acesso em: 27 apr. 2026.