JYOTI RANI; DR MONIKA. “Barriers to Effective Agricultural Credit Delivery: A Study of Public Sector Banks in Haryana”. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT), [S. l.], v. 3, n. 2, p. 132–142, 2026. Disponível em: https://www.ijarmt.com/index.php/j/article/view/871. Acesso em: 16 apr. 2026.