Fatima Kaniz Sayed,Dr. Kamal Kishor Jangid. “Determinants of Risk Tolerance Among Middle-Class Retail Investors in Metropolitan India”. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT), vol. 2, no. 4, Dec. 2025, pp. 590-01, doi:10.65578/ijarmt.v2.i4.767.