Dr.Hariom Duggal,Mr. Surender Kumar. “Impacts of Indebtedness Among Agricultural Labor Households in Haryana ”. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT) 2, no. 1 (January 13, 2025): 09–16. Accessed August 18, 2025. https://www.ijarmt.com/index.php/j/article/view/32.